Posts Tagged ‘Lloyds TSB mortgage’
The planned second stage of the state backed Help To Buy, which was due to start in January 2014 to enable people to buy all kinds of homes with a 95% mortgage (not just new homes) has been moved forward by three months as David Cameron announced earlier this week ahead of the Conservative party conference.
In his latest bold move Mr Cameron believes aspiration, wealth creation, hard working families and home ownership are key pillars of growth for our economy. ‘If we don’t do this it will only be people with rich parents to help them who can get on the housing ladder – that is not fair, it is not right,’ he said. At the time of writing two lenders have signed up to the deal RBS and Lloyds. This should add to the trickle of optimism and signs of growth that have started to come through in the battered housing market.
There are many views on either side some say we are heading for another housing bubble and site the lack of housing stock as reasons against this scheme or availability of so called “affordable priced homes”; whilst many other hard working families will finally be able to celebrate the fact that this popular scheme amongst first time buyers will now be available to a much wider group of people including families that are in homes that do not fit their needs, but cannot afford to move up the ladder as the deposit required even for an average price family home is too high.
The land of opportunity home ownership and aspiration is what this government scheme is aiming to help fulfill.
Earlier this week he told the Andrew Marr show “: “As Prime Minister I’m not going to stand back while people’s aspirations to get on the housing ladder, to own their own flat, to own their own home are being trashed.”
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